Our Services
At Ruaraka Women Self-Help Group, we are dedicated to empowering women and communities through sustainable initiatives, financial growth, and skill development. Our services are designed to uplift and create long-term impact.
All Services
Our Full Range of Services
Explore our comprehensive range of products and services designed to tailoured to your specific needs.
Self - Guaranteed Loans (SGL )
• This is a loan guaranteed against one's shares. • This cannot exceed one's share contribution.
Normal Loan
• A member qualifies to a maximum of 3 (three times one's share contribution. • The amount in excess of members shares must be guaranteed by other members. • It is the obligation of a member to get the guarantors.
Guarantorship group loan
Members are required to form guarantorship groups consisting of minimum of 5 (five) Members.
Education Loan
Members are required to submit a copy of fee structure.
Emergency Loan
Members are required to submit supporting documents evidence of the emergency.
25+
ELIGIBILITY
LOAN ELIGIBILITY
In order to qualify for a loan one must:
- Boosted shares c a n only obtain a loan after 4 months.
- Must have guarantors for loans in excess or shares.
- CRB status must b e clear for all loans.
- Meet any other requirements as set by the credit policy.
25+
ELIGIBILITY
LOSE OF MEMBER PRIVILEGES
In order to qualify for a loan one must:
- Boosted shares can only obtain a loan after 4 months.
- Must have guarantors for loans in excess or shares.
- CRB status must b e clear for all loans.
- Meet any other requirements as set by the credit policy.
25+
ELIGIBILITY
WITHDRAWAL OF MEMBERSHIP
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Submission of a written notice wherebywithdrawal will b e considered after 60 days. - Awithdrawal fee shall be charged when a member si withdrawin
25+
ELIGIBILITY
LOAN REPAYMENT PROCESS
OUR LOANS ARE REPAYABLE AS FOLLOWS:
- Kshs. 0- 50,000 :Maximum of 2 years
- Kshs. 50,001 - 1,000,000 : Maximum of 3 years
- Above Kshs. 1,000,000 : Maximum of 5 years
- Emergency : 1year